Housing insecurity and the impacts of climate change are two interrelated issues increasingly affecting cities across the United States. This report provides an overview of how community land trusts (CLTs) can present a solution to help cities mitigate both of these challenges by promoting community ownership and decisionmaking and providing permanently affordable and resilient housing. CLTs are nonprofit organizations with community-led governing structures that hold land in trust for the benefit of the community, often providing and preserving affordable housing, stewarding community amenities like parks and greenspace, and providing low-cost commercial properties that can support small businesses and economic resilience. CLTs can also play an important role in managed retreat strategies by helping to plan and design affordable “receiving” areas and helping communities at high risk of flooding to relocate together to these higher-ground areas. Building on examples from state and local policies in the U.S. and Europe, the report provides detailed policy recommendations for how local and state governments can enable the scaling up of CLT approaches and thereby promote housing affordability and resilience.

The Big Sur Land Trust in partnership with the County of Monterey is leading implementation of the Carmel River Floodplain Restoration and Environmental Enhancement (Carmel FREE)  project that will restore habitat and reduce flood risks in the lower Carmel River watershed. The project will use nature-based approaches to reduce flood risks to nearby properties by restoring the natural river corridor and habitats. Old levees in need of maintenance along the River will be removed to allow restoration of the natural floodplain, which will improve water quality and habitats, and recharge groundwater. A new causeway bridge for Highway 1 will be built to restore hydrological connectivity and facilitate restoration of wetlands on the project site that are adjacent to the Carmel Lagoon. Additionally, new trails will be constructed throughout the project site to create recreational amenities for residents. These activities are anticipated to restore approximately 100 acres of wetlands and other habitats delivering environmental benefits and also enhancing flood resilience from sea-level rise and more frequent storms for businesses and residents in the Carmel Valley. This project demonstrates how public-private partnerships with land trusts can be used to facilitate land acquisitions and support ecosystem-based restoration projects.

In Louisiana, a state-created land trust is supporting floodplain buyouts and helping families relocate out of vulnerable flood-prone areas. The Louisiana Land Trust (LLT) was created in 2005 to support buyouts after hurricanes Katrina and Rita. After more recent flood events, LLT expanded its role to help communities relocate to safer, higher ground areas. The land trust is helping to facilitate the resettlement of residents of the Pecan Acres subdivision in Pointe Coupee Parish and the Isle de Jean Charles community in Terrebonne Parish. The Pecan Acres subdivision is located in a lower-income neighborhood north of the City of New Roads, and has experienced repeated flooding seventeen times over the past 20 years. LLT is working to help resettle approximately 40 households within the subdivision by acquiring their flood-prone properties, and supporting a development on higher ground where they can relocate. Isle de Jean Charles is a narrow island in South Terrebonne parish and is the home of the Band of Biloxi-Chitimacha Confederation of Muskogees and United Houma Nation tribes. The island has lost 98 percent of its land mass since 1955 and many residents have left as a result of increasing flooding, where encroaching seas often flood the only roadway connecting the island to the mainland. With funding from the National , the state is working to support implementation of a tribal resettlement plan. LLT acquired the resettlement site, about 40 miles north of the island that will be redeveloped. Eligible and participating families and individuals will be offered properties on the site with a five-year forgivable mortgage. Both the Pecan Acres and Isle de Jean Charles resettlement developments will incorporate resilient and green design features (including elevation about FEMA minimum standards, LEED certified construction, green infrastructure, and community amenities like parks) and will enable the residents to relocate together, maintaining social bonds and cohesion. This example demonstrates how land trusts can support efforts to relocate whole communities and support development of sustainable and resilient receiving communities.

In Norfolk, Virginia, the city is working with the Living River Trust to support implementation of the Resilience Quotient System that was adopted in the city’s update to its zoning ordinance in 2016. The ordinance includes incentives for extinguishing development rights in a “Coastal Resilience Overlay” (CRO) district where properties are vulnerable to future sea-level rise. Points can be earned in an “Upland Resilience Overlay” (URO) by extinguishing development rights by acquiring open space conservation easements or restricting densities of development in the CRO. These points can be used by the developer to comply with the Resilience Quotient System to build higher density development in the URO, which includes upland, safer parts of the city. Norfolk is working with the Living River Trust to develop a rolling easement where property owners in the CRO can dedicate an easement that will extinguish their rights to redevelop the property after the property owner passes away or the property is destroyed. The Living River Trust will serve as an intermediary between the property owner selling the easement and the developer that will use the development rights to earn points. The land trust will hold and enforce the easement, facilitate demolition of the structure once the easement terms are triggered, and will restore and maintain the property as natural flood buffers for adjacent development. By partnering with the land trust in this way, the city can limit its role in enforcing easement terms, restoring acquired properties, and maintaining properties over the long-term.

The Eastern Shore Land Conservancy (ESLC) in Maryland has been an active partner in helping rural communities on the Eastern Shore of Maryland adapt to rising sea levels and more intense heavy rainfall events. Maryland’s Eastern Shore along the Chesapeake Bay is one of the most vulnerable regions in the country to future sea-level rise. ESLC is supporting sea-level rise adaptation through strategic land acquisitions to conserve wetlands and natural flood buffers that protect development and agriculture. Through the Delmarva Oasis project, ESLC is partnering with other conservation organizations on the Delmarva Peninsula to preserve important habitats and migration corridors to protect important biodiversity, habitats, and agriculturally productive farmlands to enhance both environmental and economic resilience as well as food security for the region. ESLC also provides important technical assistance to Eastern Shore communities through the Eastern Shore Climate Adaptation Partnership (ESCAP). Six counties and two municipalities in the region collaborate through ESCAP on efforts to prepare for rising sea-levels. ESLC facilitates the regional collaborative and has helped to bring financial and technical assistance to the region to support the development of a sea-level rise vulnerability assessment and legal and policy guidance for Eastern Shore communities.